Cash Management


Sweeps/ Zero Balance Accounts
Omaha State Bank’s Sweeps can help your company manage your day-to-day cash position while earning interest on idled funds. You set a target balance in the general account and the system will automatically maintain it by transferring to/from an interest-bearing account. Sweeps can also be used to maintain a zero balance in a payroll account and will automatically transfer funds when a check clears.

Automated Funds Transfer
Automatic funds transfers are convenient and cost effective. Transfer funds from your other Omaha State Bank accounts—you can eliminate overdraft fees and service charges.

ACH Cash Concentration
Depositing funds into multiple banks and need an easy, low-cost way to consolidate them into one bank? Using our ACH capabilities, you can easily and inexpensively transfer all your funds to Omaha State Bank.

Inter-Bank Transfers
Our ACH service allows you to transfer funds from any other financial institution in the country to your Omaha State Bank account in an easy, inexpensive and secure manner.

Automatic Pay Downs and Advances to Revolving Loan
Whether you need your revolving loan to be paid down with the funds available in your account or you need an advance from your revolving loan to pay items posting to your account, we can help. We’ll monitor your account balance, so you can reduce your interest expense and free up more time for your business responsibilities.

Investments
Omaha State Bank can assist you in maximizing the earnings on your deposits while keeping your money FDIC insured. We’ll help you find the best option for you based on your cash flow needs. Our investment options include:

  • Money Market Account
  • Money Market Plus Account
  • Certificate of Deposit
  • Simplified Employee Pension Plan Account (SEP-IRA)

Phone-A-Bank
Omaha State Bank’s free 24-hour Phone-A-Bank service enables you to access your account information and make transfers anytime, from anywhere. All you need to access your account information is your 10-digit account number (found on the bottom of your personalized checks) and a touchtone telephone.

With Phone-A-Bank, you can:

  • Check account balances
  • Transfer funds between accounts
  • Check account transactions
  • Make deposit inquiries
  • Request to receive a fax of your transactions

Phone-A-Bank: (402) 333-9109
Toll Free: 1-800-897-BANK (2265)